Vacant property inspections are essential to ensure the protection and security of your property.
The majority of insurers insist as part of their terms and conditions that vacant properties must be visited and inspected in-person, either weekly or fortnightly. The property has to be checked for any security issues, such as broken windows or signs of attempted/forced entry. Along with other general property management issues that may arise, so they can be dealt with promptly.
If your property is going to be vacant for an extended period of time (longer than a typical holiday for example), you should inform your insurance company. The exact period varies from company to company so make sure you get in touch with them, or find the terms and condition sent to you when you took out the current policy.
| Common issues with vacant properties: |
|---|
| Attempted break-in |
| Vandalism |
| Squatters |
| Water damages, leaks and burst pipes |
| Structural damages |
| Theft |
| Fires and electrical faults |
| Damp and mould issues |
| Common solutions/preventions |
|---|
| Regular servicing of boilers, pipes and valves |
| Replace damaged or missing roof tiles |
| Clear guttering and downpipes |
| Clear blocked drains and water outlets |
| Speak to neighbours |
| Install an intruder alarm system |
| Install security/sensor lights |
| Install security cameras |
Obviously, the above lists are not exhaustive but it gives you a good idea of what you should be thinking about if you have a property that is going to be vacant for an extended period of time.
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